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Construction Warranties and Guarantees

LATENT DEFECTS INSURANCE

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SECURING YOUR CONSTRUCTION SUCCESS

 WITH UNPARALLELED PROTECTION AGAINST UNFORESEEN FLAWS

Latent Defects Insurance is a comprehensive safeguard designed to cover the costs of rectifying structural defects that emerge in a building after the completion of construction.

Secure your building projects with our major lender approved, ‘A’ rated Latent Defects Insurance policies, tailored for UK-based developers and builders. Explore our full insurance market comparison today.

OUR CLIENTS RATE US EXCELLENT

WHY DO YOU NEED LATENT DEFECTS INSURANCE?

Latent Defects Insurance serves as an invaluable risk mitigation tool, offering protection against unexpected flaws and often becomes a compulsory requirement in scenarios involving lenders or investors. It ensures peace of mind within the intricate world of building and construction, proving essential for numerous compelling reasons tied to both safeguarding and practicality in construction activities.

1

Unexpected Defects Protection: Even with the most meticulous planning, supervision and execution, unexpected structural defects can emerge in a building post-construction. These defects can lead to substantial repair costs and, in some cases, lead to the total loss of the property.

2

Financial Security: Cover from Latent Defects Insurance provides substantial financial protection, reducing the exposure to risk and potential devastating costs associated with addressing a latent defect.

3

Professional Requirement: Many professional bodies and industry standards recommend or even require this form of insurance as part of a comprehensive risk management strategy.

4

Peace of Mind: Just as importantly, Latent Defects Insurance offers peace of mind for developers, builders, owners and investors, by providing a safety net against unforeseen structural faults.

5

Mandatory Requirement: Development finance lenders, mortgage lenders, investors, and long-term tenants often necessitate Latent Defects Insurance as a compulsory requirement.

TAILORED COMPARISON, COMPETITIVE RATES

At CW&G, we know that one size doesn’t fit all. Each construction project is unique and requires an insurance solution that aligns with its specific risks, complexities, and desired outcomes. Our seasoned experts carry out a full insurance market comparison in order to identify and deliver a policy that aligns with your project’s requirements, financial considerations, and strategic objectives.

Not only does this comparison process offer a bigger picture of the available policies, but it also ensures you receive the most competitive rates, driving cost efficiency while maintaining the level of coverage you require.

WE HAVE PARTNERED WITH AXA & RRADAR

Construction professionals face a multitude of risks. To mitigate these risks and protect your business from costly claims and investigations, we are delighted to announce our exclusive partnership with rradar, the leading provider of legal services and business risk management solutions, and AXA, the world’s leading insurer.

  • Safeguard your business

  • Protect Directors and Partners own exposures

  • Reduce your operational expenses & insurance premiums

  • Help deter claims

EMPOWERED CONSTRUCTION,
ASSURED INVESTORS

By choosing Latent Defects Insurance from CW&G, you’re not only securing your project against potential pitfalls, you’re also assuring your partners and investors of your commitment to risk management, showcasing professionalism in your project planning, and inspiring greater confidence among stakeholders.

Your one stop insurance backed guarantee program

Major lender approved

Our Auditing & Survey Partners are approved by major High Street lenders

A-rated insurers

Many of our products supplied are backed by ‘A’ Rated Insurers

Full market comparison

We do ALL the work for you saving valuable time and money

More than just warranties

We arrange cover for ALL construction related insurances

© 2025 • Company No: 08557985